Not keeping all of your investment eggs in the same type of basket will be solution. Using a portion of the money in investments in which stable and designed generate steady income will allow you meet existing needs. Having another associated with your profit in investments designed to protect you from rising prices will help meet your future needs and wants. The portion you have in each should depend on the amount you have and your comfort level.
Example: Selling agent agrees to take $5,000 less due from seller at closing than is mentioned on your opportunity agreement. Seller agrees pay out $5,000 towards buyers expenses and pre-paids (make particular your agent writes it up in accordance with his state laws).
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When I had a retail computer store I wanted put together a mailing involving possible customer's so i started a raffle. When someone first filled out an entry they got a mousepad with my banner within it. These cost me less than about $ 1 each which I that meant which had a dollar into each client base. The raffle was for a $1,000 shopping spree in my store and i collected entries for a year before I held the raffle. i then had the winner, which was an eleven years old boy, announced to the local radio. This kid's name was andy and one is responsible for a lot of referrals. The $1,000 shopping spree maybe only cost me about $400 although i did so much new business with this promotion.
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You are aware drill - let's say you're driving down the freeway some thing of your tires blows out. Then let's say you have to call a towing service and then you have client a new tire or two and worse established tires. Remember that little stash of money you to be able to putting away called an "emergency fund". It will now come in handy.
Sometimes I have enough to listen to Dave Ramsey, (he's a financial radio talk show host in Nashville, TN). Anyway, one of the items he really advocates is to start an emergency fund of $1000. My wife and i started doing this and it has helped us more previously.